A business, small or large, owned by a single individual or an incorporated company is exposed to a variety of risks. It must insure its merchandise and inventory and the place of work itself. It has responsibilities to its employees, third-party and its customers. It is important to be equipped with an insurance package suited to the particular business. Purchasing a standard product off the shelf will not do. You need to sit down with an insurance agent to analyze the company’s needs and examine the risks. This is what we’re here for.