What does long-term care include?

A monthly allowance of a predetermined amount for a period of five years or for life, depending on the terms of the policy

Why is this worthwhile?

According to recently published studies, one in three of those reaching age 74 will be in need of long-term care. To avoid becoming a burden on our family and to avoid digging into assets accumulated for our children, we should all consider purchasing long-term care insurance. Long-term care insurance will save the children both mental and financial worry, while the person needing care can continue to live with dignity.

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