An accident can happen to anyone, dealing with it properly will happen with the right insurance

Accidents of all kinds can happen to each and every one of us, at any moment and anywhere – at home, at work, on the road, during sports activities, during challenging activities and more. Some accidents are minor and do not affect the normal course of life, while some can lead to disability and even death. Those who go through an accident have to deal with limitations and physical pain, with mental challenges, and along with these also with difficult financial loss.

We will not always be able to prevent an accident, but we can certainly insure ourselves as much as possible against its financial losses. You can do this by purchasing personal accident insurance. In case of an accident, God forbid, personal accident insurance will provide you and your family with great security, and will help you deal with the unexpected expenses in the best possible way.

Financial compensation as part of personal accident insurance will be given in the following cases and at the following rates:

• Death as a result of an accident – 100% of the base insurance amount
• Loss of organs and/or impairment of organ function – up to 100% of the base insurance amount
• Permanent disability at a rate exceeding 30% – proportional rate of the base insurance amount
• Determination of permanent disability – in accordance with the National Insurance regulation
• Fractures and burns – 20% of the base insurance amount and according to the scope of the damage
• Long-term care as a result of an accident – one-time compensation at the rate of 20% of the base insurance amount

Additional coverages under personal accident insurance – for expenses after an accident:

• Evacuation of the insured by ambulance
• Coverage for a private nurse during hospitalization
• Coverage for the stay of a first degree relative in a hotel near the hospital during the insured party’s hospitalization
• Physiotherapy

You can purchase additional coverage, such as coverage for dangerous activities, coverage for driving and/or riding a motorized two-wheeled vehicle such as a motorized scooter, electric bicycle, ATV, and more.

Caution can prevent you from a physical disaster – personal accident insurance will prevent you from a financial disaster